Moorland, IA
How exposed is Moorland to wildfire?
Moorland sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 152 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moorland at the 5th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
Most of Moorland's buildings (70.4% of 152) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Moorland compares
Moorland's risk sits at a similar level relative to Iowa (13th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Moorland ranks 29,754 for wildfire risk (1 is highest) and 26,800 by building count (1 is largest). Within Iowa alone, it ranks 890 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Moorland's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 70.4% of buildings rated Minimal exposure, Moorland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Moorland's 29,754-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Moorland, see the exposure-zones guide.