Moorhead, MS
How exposed is Moorhead to wildfire?
Moorhead sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 698 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moorhead at the 21st percentile, close to its 21st-percentile risk score.
Where Moorhead's buildings actually sit
Only 26.7% of Moorhead's 698 buildings carry Direct exposure and 9% carry Indirect; the remaining 64.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Moorhead compares
Moorhead scores 21st nationally and 6th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Moorhead ranks 24,867 for wildfire risk (1 is highest) and 14,674 by building count (1 is largest). Within Mississippi alone, it ranks 394 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Moorhead's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Moorhead
Moorhead's 64.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Moorhead's figures come from
Moorhead's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Moorhead's dominant minimal exposure actually means, with real examples from across the dataset.