Mooresville, MO
Mooresville, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mooresville at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 89 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mooresville's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Mooresville's buildings actually sit
USFS puts 62.9% of Mooresville's 89 buildings in the Indirect exposure zone, versus 37.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Mooresville against the rest of the country
Mooresville's risk sits at a similar level relative to Missouri (67th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mooresville ranks 11,315 for wildfire risk (1 is highest) and 29,536 by building count (1 is largest). Within Missouri alone, it ranks 354 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Mooresville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Mooresville's 62.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mooresville's 11,315-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Mooresville, see the exposure-zones guide.