Mooresburg, TN
Mooresburg, TN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mooresburg at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 703 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mooresburg at the 80th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Mooresburg's building exposure, zone by zone
Direct exposure dominates in Mooresburg: 81.5% of its 703 buildings, versus 18.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Mooresburg against the rest of the country
There's little gap between Mooresburg's 77th national percentile and its 80th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mooresburg ranks 7,415 for wildfire risk (1 is highest) and 14,627 by building count (1 is largest). Within Tennessee alone, it ranks 103 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Mooresburg and the insurance market
Mooresburg's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Mooresburg's 81.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mooresburg's figures come from
Every one of the two percentiles behind Mooresburg's 7,415-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mooresburg's dominant direct exposure actually means, with real examples from across the dataset.