Moores Hill, IN
Moores Hill wildfire risk explained
USFS scores Moores Hill at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 389 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moores Hill at the 25th percentile, close to its 23rd-percentile risk score.
Moores Hill's building exposure, zone by zone
57.6% of Moores Hill's 389 buildings sit in USFS's Direct exposure zone, roughly 224 structures close enough to burnable vegetation for flame contact, not just embers — 42.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Moores Hill compares
Within Indiana, Moores Hill ranks higher (89th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Moores Hill ranks 24,136 for wildfire risk (1 is highest) and 19,423 by building count (1 is largest). Within Indiana alone, it ranks 109 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Moores Hill's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 57.6% of Moores Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Moores Hill's 24,136-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Moores Hill, see the exposure-zones guide.