Moorefield, WV
How exposed is Moorefield to wildfire?
Moorefield's 1,423 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moorefield at the 55th percentile, close to its 54th-percentile risk score.
Where Moorefield's buildings actually sit
87.4% of Moorefield's 1,423 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 12.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Moorefield against the rest of the country
Moorefield's risk sits at a similar level relative to West Virginia (41st percentile statewide) as it does nationally (54th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Moorefield ranks 14,610 for wildfire risk (1 is highest) and 9,520 by building count (1 is largest). Within West Virginia alone, it ranks 253 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Moorefield and the insurance market
Moorefield's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 87.4% of Moorefield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Moorefield's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Moorefield, see the exposure-zones guide.