Moore, OK
Moore wildfire risk explained
USFS's Wildfire Risk to Communities model puts Moore at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 24,233 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moore at the 78th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Moore's buildings actually sit
Moore rates 92.5% Minimal exposure against just 7.3% Direct and 0.3% Indirect — of 24,233 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 24,233 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Moore against the rest of the country
Moore ranks lower within Oklahoma (17th percentile statewide) than its 78th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Moore ranks 6,877 for wildfire risk (1 is highest) and 529 by building count (1 is largest). Within Oklahoma alone, it ranks 688 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Moore
At the 78th percentile nationally, Moore carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 92.5% of Moore outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Moore's figures come from
Moore's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Moore's dominant minimal exposure actually means, with real examples from across the dataset.