Moore, MT
Moore, MT's wildfire risk, in USFS's own numbers
Moore sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 211 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Moore's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where Moore's buildings actually sit
Moore rates 78.7% Minimal exposure against just 21.3% Direct and 0% Indirect — of 211 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Moore against the rest of the country
There's little gap between Moore's 3rd national percentile and its 0th percentile inside Montana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Moore ranks 30,583 for wildfire risk (1 is highest) and 24,442 by building count (1 is largest). Within Montana alone, it ranks 474 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Moore and the insurance market
Moore's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 78.7% of Moore outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Moore's figures come from
The methodology guide shows exactly how USFS turned 211 counted buildings into the percentiles shown above for Moore. The exposure-zones guide covers what Moore's dominant minimal exposure actually means, with real examples from across the dataset.