Moon Lake, FL
Moon Lake, FL's wildfire risk, in USFS's own numbers
Moon Lake's 2,073 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moon Lake at the 95th percentile, close to its 95th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 51.8% of Moon Lake's buildings as Direct exposure, higher than its 48.1% Indirect share and far above its 0.1% Minimal share — a profile where 1,073 structures sit close enough to vegetation that lot clearing matters most.
How Moon Lake compares
Moon Lake's risk sits at a similar level relative to Florida (92nd percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Moon Lake ranks 1,669 for wildfire risk (1 is highest) and 7,277 by building count (1 is largest). Within Florida alone, it ranks 79 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Moon Lake
At the 95th percentile nationally, Moon Lake carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 51.8% of Moon Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Moon Lake's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Moon Lake, see the exposure-zones guide.