Mooers, NY
Mooers wildfire risk explained
Mooers sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 301 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mooers at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mooers's buildings actually sit
USFS puts 50.5% of Mooers's 301 buildings in the Indirect exposure zone, versus 49.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Mooers compares
Mooers's 28th-percentile standing inside New York outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mooers ranks 27,932 for wildfire risk (1 is highest) and 21,607 by building count (1 is largest). Within New York alone, it ranks 932 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Mooers and the insurance market
At the 11th national percentile, Mooers rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Mooers's 50.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Mooers's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Mooers, see the exposure-zones guide.