Moodus, CT
Moodus wildfire risk explained
USFS's Wildfire Risk to Communities model puts Moodus at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,223 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moodus at the 42nd percentile, close to its 44th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Moodus: 88% of its 1,223 buildings, versus 9.3% Indirect and 2.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Moodus against the rest of the country
Moodus's 93rd-percentile standing inside Connecticut outpaces its 44th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Moodus ranks 17,673 for wildfire risk (1 is highest) and 10,512 by building count (1 is largest). Within Connecticut alone, it ranks 16 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in Moodus
Moodus's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Moodus (88%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Moodus's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Moodus, see the exposure-zones guide.