Montz, LA
Montz wildfire risk explained
Out of every US place USFS scores, Montz lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,068 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montz's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Where Montz's buildings actually sit
Indirect exposure is dominant in Montz (68.5% of 1,068 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.5% sit in the Direct zone.
How Montz compares
Montz scores 34th nationally and 32nd within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Montz ranks 20,956 for wildfire risk (1 is highest) and 11,471 by building count (1 is largest). Within Louisiana alone, it ranks 330 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
At the 34th national percentile, Montz rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Montz
Montz's 68.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Montz's figures come from
Every one of the two percentiles behind Montz's 20,956-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Montz's dominant indirect exposure actually means, with real examples from across the dataset.