Montura, FL
Montura, FL's wildfire risk, in USFS's own numbers
Montura sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,211 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montura's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Montura's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 2,211 structures sit close enough to vegetation that lot clearing matters most.
Montura against the rest of the country
Montura's risk sits at a similar level relative to Florida (81st percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Montura ranks 3,182 for wildfire risk (1 is highest) and 6,907 by building count (1 is largest). Within Florida alone, it ranks 181 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Montura
Montura's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Montura in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Montura's 3,182-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Montura, see the exposure-zones guide.