Montrose, IL
Montrose, IL's wildfire risk, in USFS's own numbers
Montrose sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 226 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Montrose at the 3rd percentile, close to its 3rd-percentile risk score.
Where Montrose's buildings actually sit
Only 14.6% of Montrose's 226 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Montrose against the rest of the country
Montrose's 20th-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Montrose ranks 30,536 for wildfire risk (1 is highest) and 23,909 by building count (1 is largest). Within Illinois alone, it ranks 1,156 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Montrose and the insurance market
Montrose's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Montrose's 85.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Montrose's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Montrose, see the exposure-zones guide.