Montrose, AR
Montrose wildfire risk explained
Montrose sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 230 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Montrose at the 20th percentile, close to its 21st-percentile risk score.
What "at risk" means for the buildings here
Most of Montrose's buildings (53.5% of 230) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Montrose ranks
There's little gap between Montrose's 21st national percentile and its 10th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Montrose ranks 24,950 for wildfire risk (1 is highest) and 23,782 by building count (1 is largest). Within Arkansas alone, it ranks 554 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Montrose and the insurance market
At the 21st national percentile, Montrose rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Montrose's 53.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 230 counted buildings into the percentiles shown above for Montrose. For more on what minimal exposure implies beyond Montrose, see the exposure-zones guide.