Montpelier, IN
How exposed is Montpelier to wildfire?
Montpelier's 1,088 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montpelier's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Montpelier's building exposure, zone by zone
Montpelier rates 88.3% Minimal exposure against just 11.7% Direct and 0% Indirect — of 1,088 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Montpelier ranks
Montpelier scores 2nd nationally and 14th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Montpelier ranks 30,914 for wildfire risk (1 is highest) and 11,349 by building count (1 is largest). Within Indiana alone, it ranks 838 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Montpelier
Montpelier's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Montpelier
With 88.3% of buildings rated Minimal exposure, Montpelier gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,088 counted buildings into the percentiles shown above for Montpelier. For more on what minimal exposure implies beyond Montpelier, see the exposure-zones guide.