Monticello, WI
How exposed is Monticello to wildfire?
USFS's Wildfire Risk to Communities model puts Monticello at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 714 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monticello at the 19th percentile, close to its 20th-percentile risk score.
Where Monticello's buildings actually sit
USFS classifies 76.3% of Monticello's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Monticello ranks
Monticello scores 20th nationally and 29th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monticello ranks 25,388 for wildfire risk (1 is highest) and 14,526 by building count (1 is largest). Within Wisconsin alone, it ranks 574 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Monticello and the insurance market
At the 20th national percentile, Monticello rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Monticello's 76.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Monticello's figures come from
Every one of the two percentiles behind Monticello's 25,388-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Monticello's dominant minimal exposure actually means, with real examples from across the dataset.