Monticello, LA
Monticello, LA's wildfire risk, in USFS's own numbers
USFS scores Monticello at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,164 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monticello at the 20th percentile, close to its 20th-percentile risk score.
Where Monticello's buildings actually sit
89.1% of Monticello's 2,164 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.6% Direct and 1.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Monticello compares
Monticello scores 20th nationally and 19th within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monticello ranks 25,275 for wildfire risk (1 is highest) and 7,033 by building count (1 is largest). Within Louisiana alone, it ranks 397 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Shopping for coverage in Monticello
Monticello's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 89.1% of Monticello's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Monticello's figures come from
The methodology guide shows exactly how USFS turned 2,164 counted buildings into the percentiles shown above for Monticello. The exposure-zones guide covers what Monticello's dominant indirect exposure actually means, with real examples from across the dataset.