Montgomery, LA
Montgomery, LA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Montgomery at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 463 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montgomery's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Montgomery's buildings actually sit
463 buildings are counted in Montgomery, and 56.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Montgomery ranks
Compare Montgomery's two percentiles: 80th within Louisiana, only 64th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Montgomery ranks 11,437 for wildfire risk (1 is highest) and 18,008 by building count (1 is largest). Within Louisiana alone, it ranks 97 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Montgomery and the insurance market
Montgomery's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Montgomery
Montgomery's 56.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Montgomery's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Montgomery, see the exposure-zones guide.