Montgomery, GA
Montgomery, GA's wildfire risk, in USFS's own numbers
Montgomery's 2,489 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montgomery's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Montgomery's building exposure, zone by zone
USFS classifies 94.5% of Montgomery's buildings as Direct exposure, higher than its 4.1% Indirect share and far above its 1.5% Minimal share — a profile where 2,352 structures sit close enough to vegetation that lot clearing matters most.
Montgomery against the rest of the country
There's little gap between Montgomery's 88th national percentile and its 97th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Montgomery ranks 3,778 for wildfire risk (1 is highest) and 6,315 by building count (1 is largest). Within Georgia alone, it ranks 19 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Montgomery
Montgomery's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Montgomery (94.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Montgomery's figures come from
Every one of the two percentiles behind Montgomery's 3,778-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Montgomery's dominant direct exposure actually means, with real examples from across the dataset.