Montgomery, AL
Montgomery wildfire risk explained
Montgomery sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 87,160 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montgomery's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Where Montgomery's buildings actually sit
Montgomery rates 47.1% Minimal exposure against just 24.5% Direct and 28.5% Indirect — of 87,160 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 87,160 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Montgomery compares
Montgomery ranks lower within Alabama (16th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Montgomery ranks 13,571 for wildfire risk (1 is highest) and 85 by building count (1 is largest). Within Alabama alone, it ranks 494 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Montgomery
At the 57th national percentile, Montgomery rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Montgomery's 47.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Montgomery's figures come from
Montgomery's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Montgomery's dominant minimal exposure actually means, with real examples from across the dataset.