Montezuma Creek, UT
How exposed is Montezuma Creek to wildfire?
USFS's Wildfire Risk to Communities model puts Montezuma Creek at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 206 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Montezuma Creek at the 46th percentile, close to its 48th-percentile risk score.
Montezuma Creek's building exposure, zone by zone
Direct exposure dominates in Montezuma Creek: 51.9% of its 206 buildings, versus 48.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Montezuma Creek ranks
Inside Utah, Montezuma Creek sits at just the 8th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Montezuma Creek ranks 16,403 for wildfire risk (1 is highest) and 24,650 by building count (1 is largest). Within Utah alone, it ranks 301 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Montezuma Creek
Montezuma Creek's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Montezuma Creek
Montezuma Creek's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 206 counted buildings into the percentiles shown above for Montezuma Creek. For more on what direct exposure implies beyond Montezuma Creek, see the exposure-zones guide.