Montague, MI
How exposed is Montague to wildfire?
Out of every US place USFS scores, Montague lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,279 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Montague's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Montague's building exposure, zone by zone
1,279 buildings are counted in Montague, and 55% of them are Indirect exposure — ember-driven risk rather than the 27.9% in Direct exposure or the 17% rated Minimal.
Montague against the rest of the country
Montague's 74th-percentile standing inside Michigan outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Montague ranks 23,887 for wildfire risk (1 is highest) and 10,203 by building count (1 is largest). Within Michigan alone, it ranks 192 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Montague
At the 24th national percentile, Montague rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Montague (55% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Montague's figures come from
Every one of the two percentiles behind Montague's 23,887-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Montague's dominant indirect exposure actually means, with real examples from across the dataset.