Mont Belvieu, TX
Mont Belvieu, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mont Belvieu at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,862 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mont Belvieu at the 88th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Mont Belvieu's buildings actually sit
Indirect exposure is dominant in Mont Belvieu (73.8% of 3,862 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.1% sit in the Direct zone.
How Mont Belvieu compares
There's little gap between Mont Belvieu's 88th national percentile and its 80th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mont Belvieu ranks 3,794 for wildfire risk (1 is highest) and 4,375 by building count (1 is largest). Within Texas alone, it ranks 356 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Mont Belvieu
Mont Belvieu's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mont Belvieu
Mont Belvieu's 73.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Mont Belvieu's figures come from
The methodology guide shows exactly how USFS turned 3,862 counted buildings into the percentiles shown above for Mont Belvieu. The exposure-zones guide covers what Mont Belvieu's dominant indirect exposure actually means, with real examples from across the dataset.