Monson, CA
Monson, CA's wildfire risk, in USFS's own numbers
USFS scores Monson at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 67 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monson at the 75th percentile, close to its 75th-percentile risk score.
Monson's building exposure, zone by zone
67 buildings are counted in Monson, and 77.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 22.4% rated Minimal.
Where Monson ranks
Monson ranks lower within California (33rd percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Monson ranks 7,778 for wildfire risk (1 is highest) and 30,375 by building count (1 is largest). Within California alone, it ranks 1,047 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Monson
Monson sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 75th-percentile score like Monson's can end up mattering for. More on the disclosure law.
Hardening a home in Monson
Monson's 77.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Monson's figures come from
The methodology guide shows exactly how USFS turned 67 counted buildings into the percentiles shown above for Monson. The exposure-zones guide covers what Monson's dominant direct exposure actually means, with real examples from across the dataset.