Monroeville, IN
How exposed is Monroeville to wildfire?
USFS's Wildfire Risk to Communities model puts Monroeville at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 763 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monroeville at the 1st percentile, close to its 1st-percentile risk score.
Monroeville's building exposure, zone by zone
94.6% of Monroeville's 763 buildings sit in USFS's Minimal exposure zone, with only 5.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Monroeville ranks
Monroeville scores 1st nationally and 5th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monroeville ranks 31,305 for wildfire risk (1 is highest) and 13,983 by building count (1 is largest). Within Indiana alone, it ranks 925 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 1st national percentile, Monroeville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Monroeville's 94.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Monroeville's figures come from
The methodology guide shows exactly how USFS turned 763 counted buildings into the percentiles shown above for Monroeville. The exposure-zones guide covers what Monroeville's dominant minimal exposure actually means, with real examples from across the dataset.