Monroeville, AL
Monroeville wildfire risk explained
Out of every US place USFS scores, Monroeville lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,120 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monroeville at the 71st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Monroeville's building exposure, zone by zone
Of Monroeville's 3,120 counted buildings, 71.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Monroeville against the rest of the country
Monroeville's 70th national percentile looks worse in isolation than its 46th ranking inside Alabama does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Monroeville ranks 9,536 for wildfire risk (1 is highest) and 5,267 by building count (1 is largest). Within Alabama alone, it ranks 323 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Monroeville's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Monroeville (71.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,120 counted buildings into the percentiles shown above for Monroeville. For more on what direct exposure implies beyond Monroeville, see the exposure-zones guide.