Monroe, SD
How exposed is Monroe to wildfire?
Monroe sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 123 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Monroe's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Monroe's building exposure, zone by zone
78.9% of Monroe's 123 buildings sit in USFS's Minimal exposure zone, with only 21.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Monroe ranks
Monroe's 35th national percentile looks worse in isolation than its 8th ranking inside South Dakota does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Monroe ranks 20,501 for wildfire risk (1 is highest) and 28,036 by building count (1 is largest). Within South Dakota alone, it ranks 403 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Monroe
At the 35th national percentile, Monroe rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Monroe's 78.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Monroe's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Monroe, see the exposure-zones guide.