Monroe, OK
How exposed is Monroe to wildfire?
USFS's Wildfire Risk to Communities model puts Monroe at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 165 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monroe at the 95th percentile, close to its 92nd-percentile risk score.
Where Monroe's buildings actually sit
165 buildings are counted in Monroe, and 87.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Monroe ranks
Monroe's 92nd national percentile looks worse in isolation than its 59th ranking inside Oklahoma does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Monroe ranks 2,496 for wildfire risk (1 is highest) and 26,235 by building count (1 is largest). Within Oklahoma alone, it ranks 349 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Monroe
At the 92nd percentile nationally, Monroe carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Monroe
With 87.3% of Monroe in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 165 counted buildings into the percentiles shown above for Monroe. For more on what direct exposure implies beyond Monroe, see the exposure-zones guide.