Monroe, OH
Monroe, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Monroe at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 5,988 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Monroe's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Monroe's buildings actually sit
Monroe rates 69.9% Minimal exposure against just 30.1% Direct and 0% Indirect — of 5,988 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 5,988 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Monroe compares
Monroe's 44th-percentile standing inside Ohio outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Monroe ranks 26,703 for wildfire risk (1 is highest) and 2,881 by building count (1 is largest). Within Ohio alone, it ranks 718 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Monroe and the insurance market
Monroe's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Monroe's 69.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Monroe's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Monroe, see the exposure-zones guide.