Monroe North, WA
Monroe North wildfire risk explained
Out of every US place USFS scores, Monroe North lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 808 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monroe North at the 18th percentile, close to its 15th-percentile risk score.
Monroe North's building exposure, zone by zone
808 buildings are counted in Monroe North, and 69.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Monroe North ranks
Monroe North's risk sits at a similar level relative to Washington (20th percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Monroe North ranks 26,713 for wildfire risk (1 is highest) and 13,571 by building count (1 is largest). Within Washington alone, it ranks 504 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Monroe North's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Monroe North's 69.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 808 counted buildings into the percentiles shown above for Monroe North. For more on what direct exposure implies beyond Monroe North, see the exposure-zones guide.