Monroe Manor, NJ
Monroe Manor wildfire risk explained
Monroe Manor sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 494 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monroe Manor at the 62nd percentile, close to its 63rd-percentile risk score.
Where Monroe Manor's buildings actually sit
494 buildings are counted in Monroe Manor, and 70.5% of them are Indirect exposure — ember-driven risk rather than the 29.6% in Direct exposure or the 0% rated Minimal.
Monroe Manor against the rest of the country
Monroe Manor scores 63rd nationally and 72nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monroe Manor ranks 11,794 for wildfire risk (1 is highest) and 17,459 by building count (1 is largest). Within New Jersey alone, it ranks 200 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Monroe Manor and the insurance market
Monroe Manor's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Monroe Manor
With ember exposure the dominant pattern in Monroe Manor (70.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Monroe Manor's figures come from
The methodology guide shows exactly how USFS turned 494 counted buildings into the percentiles shown above for Monroe Manor. The exposure-zones guide covers what Monroe Manor's dominant indirect exposure actually means, with real examples from across the dataset.