Monroe, IN
How exposed is Monroe to wildfire?
Monroe sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 522 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monroe at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
90% of Monroe's 522 buildings sit in USFS's Minimal exposure zone, with only 10% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Monroe compares
Monroe scores 1st nationally and 8th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monroe ranks 31,168 for wildfire risk (1 is highest) and 16,992 by building count (1 is largest). Within Indiana alone, it ranks 887 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Monroe
At the 1st national percentile, Monroe rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Monroe's 90% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Monroe's 31,168-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Monroe, see the exposure-zones guide.