Monroe City, MO
How exposed is Monroe City to wildfire?
Out of every US place USFS scores, Monroe City lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,633 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Monroe City's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Monroe City's building exposure, zone by zone
47.4% of Monroe City's 1,633 buildings sit in USFS's Minimal exposure zone, with only 9.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Monroe City against the rest of the country
Monroe City ranks lower within Missouri (11th percentile statewide) than its 35th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Monroe City ranks 20,609 for wildfire risk (1 is highest) and 8,641 by building count (1 is largest). Within Missouri alone, it ranks 947 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Monroe City's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 47.4% of buildings rated Minimal exposure, Monroe City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Monroe City's 20,609-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Monroe City, see the exposure-zones guide.