Monroe Center, IL
Monroe Center wildfire risk explained
USFS's Wildfire Risk to Communities model puts Monroe Center at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 292 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monroe Center at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Monroe Center's buildings actually sit
USFS classifies 93.5% of Monroe Center's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Monroe Center compares
There's little gap between Monroe Center's 1st national percentile and its 11th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Monroe Center ranks 31,102 for wildfire risk (1 is highest) and 21,849 by building count (1 is largest). Within Illinois alone, it ranks 1,290 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Monroe Center
At the 1st national percentile, Monroe Center rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 93.5% of buildings rated Minimal exposure, Monroe Center gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Monroe Center's figures come from
Monroe Center's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Monroe Center's dominant minimal exposure actually means, with real examples from across the dataset.