Monroe, AR
How exposed is Monroe to wildfire?
Monroe sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 68 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monroe at the 30th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Monroe's building exposure, zone by zone
52.9% of Monroe's 68 buildings sit in USFS's Minimal exposure zone, with only 47.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Monroe ranks
Inside Arkansas, Monroe sits at just the 14th percentile even though it scores 30th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Monroe ranks 22,018 for wildfire risk (1 is highest) and 30,342 by building count (1 is largest). Within Arkansas alone, it ranks 525 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Monroe's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Monroe's 52.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Monroe's figures come from
Every one of the two percentiles behind Monroe's 22,018-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Monroe's dominant minimal exposure actually means, with real examples from across the dataset.