Monongahela, PA
Monongahela wildfire risk explained
USFS's Wildfire Risk to Communities model puts Monongahela at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,305 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monongahela at the 31st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Monongahela's building exposure, zone by zone
88.9% of Monongahela's 2,305 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.7% Direct and 1.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Monongahela ranks
Monongahela's risk sits at a similar level relative to Pennsylvania (38th percentile statewide) as it does nationally (30th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Monongahela ranks 22,138 for wildfire risk (1 is highest) and 6,691 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,242 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Monongahela
Monongahela's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Monongahela's 88.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Monongahela's figures come from
Every one of the two percentiles behind Monongahela's 22,138-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Monongahela's dominant indirect exposure actually means, with real examples from across the dataset.