Monongah, WV
How exposed is Monongah to wildfire?
Monongah's 561 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monongah at the 41st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 86.5% of Monongah's 561 buildings in the Indirect exposure zone, versus 13.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Monongah ranks
Inside West Virginia, Monongah sits at just the 13th percentile even though it scores 40th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Monongah ranks 19,023 for wildfire risk (1 is highest) and 16,399 by building count (1 is largest). Within West Virginia alone, it ranks 373 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Monongah and the insurance market
Monongah's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Monongah
Because 86.5% of Monongah's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 561 counted buildings into the percentiles shown above for Monongah. For more on what indirect exposure implies beyond Monongah, see the exposure-zones guide.