Mono City, CA
Mono City, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Mono City lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 157 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mono City at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Mono City's buildings actually sit
Direct exposure dominates in Mono City: 100% of its 157 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Mono City ranks
Mono City's 98th national percentile looks worse in isolation than its 82nd ranking inside California does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Mono City ranks 716 for wildfire risk (1 is highest) and 26,554 by building count (1 is largest). Within California alone, it ranks 286 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Mono City
Mono City sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 98th-percentile score like Mono City's can end up mattering for. More on the disclosure law.
Hardening a home in Mono City
Mono City's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Mono City's 716-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mono City, see the exposure-zones guide.