Monmouth, IL
Monmouth wildfire risk explained
Out of every US place USFS scores, Monmouth lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,369 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Monmouth at the 12th percentile, close to its 12th-percentile risk score.
Monmouth's building exposure, zone by zone
Most of Monmouth's buildings (98.2% of 4,369) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Monmouth compares
Monmouth's 47th-percentile standing inside Illinois outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Monmouth ranks 27,755 for wildfire risk (1 is highest) and 3,910 by building count (1 is largest). Within Illinois alone, it ranks 774 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Monmouth
Monmouth's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Monmouth
With 98.2% of buildings rated Minimal exposure, Monmouth gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Monmouth's 27,755-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Monmouth, see the exposure-zones guide.