Monmouth, CA
Monmouth wildfire risk explained
Monmouth's 86 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Monmouth's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
What "at risk" means for the buildings here
64% of Monmouth's 86 buildings sit in USFS's Minimal exposure zone, with only 36.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Monmouth against the rest of the country
Inside California, Monmouth sits at just the 14th percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Monmouth ranks 13,986 for wildfire risk (1 is highest) and 29,643 by building count (1 is largest). Within California alone, it ranks 1,342 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Monmouth
Monmouth's 56th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Monmouth's 64% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Monmouth's 13,986-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Monmouth, see the exposure-zones guide.