Monette, AR
How exposed is Monette to wildfire?
Monette sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 954 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monette at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Monette's buildings actually sit
73.2% of Monette's 954 buildings sit in USFS's Minimal exposure zone, with only 26.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Monette ranks
Monette's risk sits at a similar level relative to Arkansas (1st percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Monette ranks 30,813 for wildfire risk (1 is highest) and 12,274 by building count (1 is largest). Within Arkansas alone, it ranks 610 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Monette and the insurance market
Monette's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Monette
With 73.2% of buildings rated Minimal exposure, Monette gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Monette's figures come from
Monette's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Monette's dominant minimal exposure actually means, with real examples from across the dataset.