Monett, MO
Monett wildfire risk explained
USFS scores Monett at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 4,790 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monett at the 68th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Monett's buildings (49.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Monett ranks
There's little gap between Monett's 67th national percentile and its 73rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Monett ranks 10,563 for wildfire risk (1 is highest) and 3,562 by building count (1 is largest). Within Missouri alone, it ranks 285 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Monett and the insurance market
Monett's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 49.2% of Monett's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Monett's 10,563-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Monett, see the exposure-zones guide.