Mondovi, WI
Mondovi wildfire risk explained
USFS scores Mondovi at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,724 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mondovi at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Mondovi (66% of 1,724 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.9% sit in the Direct zone.
How Mondovi compares
Mondovi's risk sits at a similar level relative to Wisconsin (25th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mondovi ranks 25,768 for wildfire risk (1 is highest) and 8,326 by building count (1 is largest). Within Wisconsin alone, it ranks 606 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Mondovi's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mondovi
Because 66% of Mondovi's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,724 counted buildings into the percentiles shown above for Mondovi. For more on what indirect exposure implies beyond Mondovi, see the exposure-zones guide.