Moncure, NC
How exposed is Moncure to wildfire?
USFS scores Moncure at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 441 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moncure at the 50th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Moncure's buildings actually sit
USFS classifies 96.4% of Moncure's buildings as Direct exposure, higher than its 3.6% Indirect share and far above its 0% Minimal share — a profile where 425 structures sit close enough to vegetation that lot clearing matters most.
Where Moncure ranks
Moncure's risk sits at a similar level relative to North Carolina (33rd percentile statewide) as it does nationally (48th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Moncure ranks 16,521 for wildfire risk (1 is highest) and 18,441 by building count (1 is largest). Within North Carolina alone, it ranks 520 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 48th national percentile, Moncure rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Moncure (96.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Moncure's figures come from
Every one of the two percentiles behind Moncure's 16,521-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Moncure's dominant direct exposure actually means, with real examples from across the dataset.