Monahans, TX
Monahans wildfire risk explained
Monahans's 4,607 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Monahans at the 84th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 90.2% of Monahans's 4,607 buildings in the Indirect exposure zone, versus 9.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Monahans compares
Monahans scores 86th nationally and 75th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Monahans ranks 4,551 for wildfire risk (1 is highest) and 3,697 by building count (1 is largest). Within Texas alone, it ranks 457 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Monahans
Monahans's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 90.2% of Monahans's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,607 counted buildings into the percentiles shown above for Monahans. For more on what indirect exposure implies beyond Monahans, see the exposure-zones guide.