Mona, IA
Mona wildfire risk explained
USFS's Wildfire Risk to Communities model puts Mona at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 96 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mona's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Mona's building exposure, zone by zone
56.3% of Mona's 96 buildings sit in USFS's Minimal exposure zone, with only 43.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Mona compares
Mona scores 15th nationally and 25th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mona ranks 26,849 for wildfire risk (1 is highest) and 29,229 by building count (1 is largest). Within Iowa alone, it ranks 765 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Mona and the insurance market
Mona's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mona
Even with 56.3% of Mona outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mona's figures come from
Every one of the two percentiles behind Mona's 26,849-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mona's dominant minimal exposure actually means, with real examples from across the dataset.