Momence, IL
How exposed is Momence to wildfire?
USFS scores Momence at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,648 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Momence at the 7th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Momence's building exposure, zone by zone
Most of Momence's buildings (97% of 1,648) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Momence ranks
Within Illinois, Momence ranks higher (35th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Momence ranks 29,333 for wildfire risk (1 is highest) and 8,596 by building count (1 is largest). Within Illinois alone, it ranks 945 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Momence
At the 7th national percentile, Momence rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 97% of buildings rated Minimal exposure, Momence gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Momence's figures come from
The methodology guide shows exactly how USFS turned 1,648 counted buildings into the percentiles shown above for Momence. The exposure-zones guide covers what Momence's dominant minimal exposure actually means, with real examples from across the dataset.