Molino, FL
How exposed is Molino to wildfire?
Molino sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 941 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Molino at the 86th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.8% of Molino's buildings as Direct exposure, higher than its 0.2% Indirect share and far above its 0% Minimal share — a profile where 939 structures sit close enough to vegetation that lot clearing matters most.
Where Molino ranks
Molino's 83rd national percentile looks worse in isolation than its 58th ranking inside Florida does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Molino ranks 5,291 for wildfire risk (1 is highest) and 12,379 by building count (1 is largest). Within Florida alone, it ranks 397 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Molino and the insurance market
Molino's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Molino's 99.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Molino's 5,291-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Molino, see the exposure-zones guide.