Moline, IL
How exposed is Moline to wildfire?
Moline sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 21,977 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Moline at the 36th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Moline's building exposure, zone by zone
Moline rates 94.7% Minimal exposure against just 5.3% Direct and 0% Indirect — of 21,977 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 21,977 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Moline ranks
Moline's 85th-percentile standing inside Illinois outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Moline ranks 20,823 for wildfire risk (1 is highest) and 624 by building count (1 is largest). Within Illinois alone, it ranks 214 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Moline
At the 34th national percentile, Moline rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Moline's 94.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Moline's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Moline, see the exposure-zones guide.